What is a personal loan?

A personal loan provides you access to money that you must repay with interest over an agreed term. A personal loan can be secured or unsecured, depending on the amount of money you wish to borrow and the length of time you wish to borrow this money. You can apply for a personal loan with Francom Finance through our online application.

What can I use my personal loan for?

A personal loan is PERSONAL, which means you can use your personal loan to meet your current requirements or objectives. Some of the most common reasons for a personal loan is to complete renovations, organise a wedding or other celebratory event, have a relaxing holiday, undergo a cosmetic procedure or to pay for medical emergencies.

How much can I borrow?

Francom Finance provides personal loans ranging from $2,001 up to $50,000, depending on your income and personal requirements and objectives. Responsible Lending is part of FF’s DNA which is why we work closely with you to ensure your personal loan is suitable to your needs and financial circumstance.

How long is the term of the personal loan?

Our loan terms are between 6 months to 5 years depending on the amount you are borrowing and your requirements and objectives. When you apply please tell us about your financial needs so that we may provide you with the most suitable loan option. 

What is the interest rate?

Francom Finance does not believe in a one size fits all approach and so our interest rate is determined based on your requirements and objectives. Remember, our focus is to make your personal loan suitable for you.

What are the fees?

Depending on the amount you borrow and the term of your personal loan, there is an establishment fee of $400 and a monthly service fee of $20. Other fees may apply. Please refer to your loan contract for all fees, interest and terms and conditions.

How do I apply for a personal loan? What documents and identification do I need?

To be eligible for a personal loan, you must:

• Be aged 18 years or older
• Be an Australian citizen or permanent resident
• Be currently employed
• Have an Australian Bank Account

To apply for a personal loan, you must also provide ONE of the below forms of valid identification:

• Australian Driver Licence Number
• Australian Passport Number
• Australian Medicare Number

You must also provide:

• Your personal contact details: contact number details, residential details and email
• Your employment details
• Financials: 3 months most recent bank statements and 2 most recent payslips
• Provide a family or friend’s contact details
• Provide 2 referees

PLEASE NOTE: If you are receiving Government Entitlements or Allowances, please ensure your Bank Statements clearly show the Government Entitlement or Allowance deposited into your bank account. You will only be eligible for a personal loan provided your Government Entitlement or Allowance is not your main source of income.

What is a personal loan?

A personal loan provides you access to money that you must repay with interest over an agreed term. A personal loan can be secured or unsecured, depending on the amount of money you wish to borrow and the length of time you wish to borrow this money. You can apply for a personal loan with Francom Finance through our online application.

What can I use my personal loan for?

A personal loan is PERSONAL, which means you can use your personal loan to meet your current requirements or objectives. Some of the most common reasons for a personal loan is to complete renovations, organise a wedding or other celebratory event, have a relaxing holiday, undergo a cosmetic procedure or to pay for medical emergencies.

How much can I borrow?

Francom Finance provides personal loans ranging from $2,001 up to $50,000, depending on your income and personal requirements and objectives. Responsible Lending is part of FF’s DNA which is why we work closely with you to ensure your personal loan is suitable to your needs and financial circumstance.

How long is the term of the personal loan?

Our loan terms are between 6 months to 5 years depending on the amount you are borrowing and your requirements and objectives. When you apply please tell us about your financial needs so that we may provide you with the most suitable loan option. 

What is the interest rate?

Francom Finance does not believe in a one size fits all approach and so our interest rate is determined based on your requirements and objectives. Remember, our focus is to make your personal loan suitable for you.

What are the fees?

Depending on the amount you borrow and the term of your personal loan, there is an establishment fee of $400 and a monthly service fee of $20. Other fees may apply. Please refer to your loan contract for all fees, interest and terms and conditions.

How do I apply for a personal loan? What documents and identification do I need?

To be eligible for a personal loan, you must:

• Be aged 18 years or older
• Be an Australian citizen or permanent resident
• Be currently employed
• Have an Australian Bank Account

To apply for a personal loan, you must also provide ONE of the below forms of valid identification:

• Australian Driver Licence Number
• Australian Passport Number
• Australian Medicare Number

You must also provide:

• Your personal contact details: contact number details, residential details and email
• Your employment details
• Financials: 3 months most recent bank statements and 2 most recent payslips
• Provide a family or friend’s contact details
• Provide 2 referees

PLEASE NOTE: If you are receiving Government Entitlements or Allowances, please ensure your Bank Statements clearly show the Government Entitlement or Allowance deposited into your bank account. You will only be eligible for a personal loan provided your Government Entitlement or Allowance is not your main source of income.

What is a personal loan?

A personal loan provides you access to money that you must repay with interest over an agreed term. A personal loan can be secured or unsecured, depending on the amount of money you wish to borrow and the length of time you wish to borrow this money. You can apply for a personal loan with Francom Finance through our online application.

What can I use my personal loan for?

A personal loan is PERSONAL, which means you can use your personal loan to meet your current requirements or objectives. Some of the most common reasons for a personal loan is to complete renovations, organise a wedding or other celebratory event, have a relaxing holiday, undergo a cosmetic procedure or to pay for medical emergencies.

How much can I borrow?

Francom Finance provides personal loans ranging from $2,001 up to $50,000, depending on your income and personal requirements and objectives. Responsible Lending is part of FF’s DNA which is why we work closely with you to ensure your personal loan is suitable to your needs and financial circumstance.

How long is the term of the personal loan?

Our loan terms are between 6 months to 5 years depending on the amount you are borrowing and your requirements and objectives. When you apply please tell us about your financial needs so that we may provide you with the most suitable loan option. 

What is the interest rate?

Francom Finance does not believe in a one size fits all approach and so our interest rate is determined based on your requirements and objectives. Remember, our focus is to make your personal loan suitable for you.

What are the fees?

Depending on the amount you borrow and the term of your personal loan, there is an establishment fee of $400 and a monthly service fee of $20. Other fees may apply. Please refer to your loan contract for all fees, interest and terms and conditions.

How do I apply for a personal loan? What documents and identification do I need?

To be eligible for a personal loan, you must:

• Be aged 18 years or older
• Be an Australian citizen or permanent resident
• Be currently employed
• Have an Australian Bank Account

To apply for a personal loan, you must also provide ONE of the below forms of valid identification:

• Australian Driver Licence Number
• Australian Passport Number
• Australian Medicare Number

You must also provide:

• Your personal contact details: contact number details, residential details and email
• Your employment details
• Financials: 3 months most recent bank statements and 2 most recent payslips
• Provide a family or friend’s contact details
• Provide 2 referees

PLEASE NOTE: If you are receiving Government Entitlements or Allowances, please ensure your Bank Statements clearly show the Government Entitlement or Allowance deposited into your bank account. You will only be eligible for a personal loan provided your Government Entitlement or Allowance is not your main source of income.

What is a personal loan?

A personal loan provides you access to money that you must repay with interest over an agreed term. A personal loan can be secured or unsecured, depending on the amount of money you wish to borrow and the length of time you wish to borrow this money. You can apply for a personal loan with Francom Finance through our online application.

What can I use my personal loan for?

A personal loan is PERSONAL, which means you can use your personal loan to meet your current requirements or objectives. Some of the most common reasons for a personal loan is to complete renovations, organise a wedding or other celebratory event, have a relaxing holiday, undergo a cosmetic procedure or to pay for medical emergencies.

How much can I borrow?

Francom Finance provides personal loans ranging from $2,001 up to $50,000, depending on your income and personal requirements and objectives. Responsible Lending is part of FF’s DNA which is why we work closely with you to ensure your personal loan is suitable to your needs and financial circumstance.

How long is the term of the personal loan?

Our loan terms are between 6 months to 5 years depending on the amount you are borrowing and your requirements and objectives. When you apply please tell us about your financial needs so that we may provide you with the most suitable loan option. 

What is the interest rate?

Francom Finance does not believe in a one size fits all approach and so our interest rate is determined based on your requirements and objectives. Remember, our focus is to make your personal loan suitable for you.

What are the fees?

Depending on the amount you borrow and the term of your personal loan, there is an establishment fee of $400 and a monthly service fee of $20. Other fees may apply. Please refer to your loan contract for all fees, interest and terms and conditions.

How do I apply for a personal loan? What documents and identification do I need?

To be eligible for a personal loan, you must:

• Be aged 18 years or older
• Be an Australian citizen or permanent resident
• Be currently employed
• Have an Australian Bank Account

To apply for a personal loan, you must also provide ONE of the below forms of valid identification:

• Australian Driver Licence Number
• Australian Passport Number
• Australian Medicare Number

You must also provide:

• Your personal contact details: contact number details, residential details and email
• Your employment details
• Financials: 3 months most recent bank statements and 2 most recent payslips
• Provide a family or friend’s contact details
• Provide 2 referees

PLEASE NOTE: If you are receiving Government Entitlements or Allowances, please ensure your Bank Statements clearly show the Government Entitlement or Allowance deposited into your bank account. You will only be eligible for a personal loan provided your Government Entitlement or Allowance is not your main source of income.